[binary8383]

Nope. Because of few reasons below:
1) No credit card.
2) If apply credit card, sure i'll spend more than i earn.
3) Scared the card will be misuse / hack by some hackers or criminals and i have to pay for things that i never purchase or use.
4) Use cash to pay is rather enjoyable experience that carrying the card lo...


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Anyone disagree or agree with me, please post ur reply here...